Can you pay alliance one online
They have the right to call, text, email, or snail mail you in their attempts to collect this debt. Each state has different rules regarding the amount of time a creditor has to sue you for an unpaid debt, so check for your state-specific time frame.
Alliance One can also report your debt to a credit reporting agency. When you get a call from a debt collector, you may be tempted to avoid answering the phone or responding to the email or text. You should do the opposite. You have the right to ask for debt verification which the creditor should send you within five days of contacting you. Because Alliance One works in partnership with your creditor, your rep should have this information available. While speaking to a representative, you should note his or her claims.
Also, note any actions the representative proposes. And write down the time of the call. If the account is listed on your credit report, you have the right to validate the debt and dispute it.
If you are not sure how to do this, you could get help from a credit repair company that will communicate on your behalf. As you can expect when dealing with any call center, you may encounter a less-than-knowledgeable or unhelpful representative.
This is not indicative of call center employees as a whole, but this sort of experience can leave you with negative feelings about a company. This may be standard practice if you already have an account with a company. Instead, ask to have the information sent to your address on file and then confirm your identity this way instead of by providing sensitive data such as your Social Security number.
Other complaints about Alliance One state that the agency reports debts that are not the same as the original creditor. For instance, a complainant stated in our research that Alliance One contacted them about a debt they had already paid months prior, stating he owed more money for the same traffic violation.
Several complainants have stated that Alliance One has tried to rehash old debts and request payment, even reporting the items on their credit report. If Alliance One, or any debt collector, practices debt collection by questionable means, it is best to ask the credit bureau listing the debt to delete the debt from your record.
For that purpose it is important for you to use the same last name and zip code that is listed on record with Alliance One. If you use a different last name or zip code, the account verification process will fail and will not allow you to continue with registration process until you enter the correct data.
For any registration questions or to process the payment please call AllianceOne Customer Support at On the Login page there are options to retrieve your user name and password. You will need to provide your account number and email address that is on our records so that we can verify your identity before we send out this private information.
Your user name and password will be sent to you at the email address you provided. Each time you log on to make an online payment our server starts an SSL session. Also, you can see from the enclosed 3 pages from my Equifax credit report that I have never even been late 30 days since January on my Target account. Please put these criminals behind bars ASAP!
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Original review: Feb. Not sure how to choose? Original review: Dec. Electronic Communication Services. By accessing the Service, you authorize AllianceOne and its licensors, to establish and maintain a profile of your account documents that are to be delivered electronically in a manner supported by the Service.
Service may include E-mail delivery. Such Services are referred to as Electronic Communications as part of this Agreement. Elimination of Paper Document. Upon enrolling for Electronic Communications and confirming your information, you have selected to receive an electronic communication and that no paper document will be sent to you, unless you opt-out as set forth below, and the document is required by law.
If, however, you do not access your profile to view your documents once they are available, AllianceOne may revert the delivery method back to paper mail. Confirmation of Information: No Electronic Communication will be established unless you confirm your information. The Service will send a confirmation message following your enrollment which must be confirmed in order for Electronic Communications to be established.
By selecting an Electronic Communication method, you are responsible for the payment of charges even given the following circumstances:. You may not assign this Agreement to any other party.
AllianceOne may assign this Agreement to any directly or indirectly affiliated company. AllianceOne may also assign or delegate certain of its rights and responsibilities under this Agreement to independent contractors or other third parties. This Agreement is governed and shall be construed in accordance with the laws of the Commonwealth of Pennsylvania, excluding its choice of law rules. This Agreement constitutes the entire agreement and supersedes any prior agreements or understandings, oral or written concerning the Service and may only be amended as provided herein.
Failure or delay in enforcing any right or provision of this Agreement shall not be deemed a waiver of such provision or right with respect to any subsequent breach or a continuance of an existing breach.
If any provision of this Agreement shall be held to be unenforceable that provision will be enforced to the maximum extent possible, and the remaining provisions of this Agreement will remain in full force and effect. E-Mail Opt-In. By confirming your acceptance of these terms, you acknowledge that you wish to receive ongoing private and personal electronic information from AllianceOne, via e-mail and by accessing your account, that this information is confidential, and that you will be the recipient of this information being sent to the e-mail address that you have provided.
Furthermore, by clicking this link, you understand and acknowledge as follows: 1 That by providing an employer or shared e-mail account, e-mails from us may be accessed by others with access to your e-mail account; 2 That e-mail communications may be susceptible to interception; and, 3 That despite the risks associated with e-mail communication, you agree that AllianceOne may send you unencrypted e-mails containing private and personal electronic information.
Revocation of Consent. You can revoke your consent to receive communications in electronic form. We will not impose a fee to process the withdrawal of your consent to receive electronic communications.
To revoke your consent, you must follow one or more of the following procedures: a send an e-mail notice to AllianceOne at olpsupport allianceoneinc. Additionally, we wish to inform you of your rights as follows:. AllianceOne is a debt collector. You acknowledge that any communication of any kind email or otherwise that you receive from AllianceOne now or in the future is a communication from a debt collector, that the communication is an attempt to collect a debt, and that any information received by AllianceOne will be used for debt-collection purposes.
This is so even if an individual communication does not specifically recite disclosures to that effect. AllianceOne can communicate with you via email regarding your payments, including but not limited to sending receipts and payment-declined notices.
Email communications are not secure.
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