Should i report accident to insurance company

But it is best not to discuss the issue of fault until you have consulted with an attorney. Politely decline to give a recorded statement until you feel better. In sum, it is important to report any accident to your insurance company promptly in order to avoid giving your insurance company a basis for denying coverage that may otherwise be available to you, but it is equally important not to discuss the issue of fault with anyone until after you have sought the advice of an attorney.

How long will it take to settle your personal injury case? But we can give…. Below is a full and chronological list of Mercedes recalls. The recent tragedy at Astroworld is one of the deadliest crowd control disasters in the U. On November 6th, eight people were killed and dozens more were…. Should I call my insurance company after an accident? January 4, Blog R. Clayton Allen. Towing Insurance Coverage The second coverage you may want to use is towing insurance.

Your insurance company can defend you Fourth, and perhaps the most important reason to contact your insurance company after an accident, the other driver may claim that you are at fault and pursue a claim against you. A failure to provide your insurance details without a reasonable excuse is also an offence. A reasonable excuse would constitute having suffered an injury at the time of accident.

Key Information. You can use a credit hire company to save you paying the excess. The credit hire company pays for the cost of hiring you another car while yours is being fixed. It also covers the cost of repairs then claims those expenses from the insurance company of the other driver. Under the Road Traffic Act section , if you're involved in an accident and you're the driver, you must stay at the scene for a reasonable time. You must provide the following details to anyone with reasonable grounds for asking:.

If you don't exchange these details at the scene, you must report the accident at a police station or to a police officer as soon as you can, and in any case, within 24 hours. Contact the police, but do not admit any liability or sign any documents other than the European Accident Statement, of 'Constat Amiable'.

If you're unable to drive your car, contact your insurer immediately. If you can drive, you can wait until you're back in the UK to tell your insurer, as long as that's within two weeks of the accident.

Read more about how to claim for a car accident abroad. If another person is injured in the accident you must also produce your certificate of insurance, if anyone at the scene has reasonable grounds to see it. This must be within 24 hours.

This could be because you have suffered injuries or incapacitation, in which case an exception is highly likely to be made. However, we recommend that it is in your best interest to contact them as soon as you possibly can to ensure that you will be able to make a claim.

One of our lawyers can offer you a free consultation, and you will be able to seek all the advice and guidance that you may be after. There is not a direct answer to this question. Some insurance companies will claim that reporting a small fender bender accident to them, which resulted in no injuries, and you are not at fault that your insurance premium will not rise.

However, over sources are less optimistic and suggest that your premium could rise as a result. Although you may be relieved to hear that according to the Florida Statute It essentially means that if you are hit by another vehicle and involved in a car accident, and your insurer raises your insurance rates for using your Personal Injury Protection PIP , they have broken the law.

If you have any further questions concerning whether your minor fender bender could increase your insurance rates, contact The Law Place today to seek the advice of one of our lawyers. Click to contact our personal injury lawyers today. If you are in a minor car accident and have been injured, there are a few things that you need to know. First of all, you need to know that your Personal Injury Protection PIP is nearly always your first source of financial recovery after suffering your accident.

You could also be entitled to further compensation from the driver at fault for causing your accident. This is because if the other driver is to blame for your accident, you could be able to file a fault-based claim with their insurance company so that you can receive additional compensation.

If you are in a minor car accident, your main priority should not be on getting your car back to you or rushing back to work. These are important, but it is paramount that if you have been injured at all that you focus on your recovery and seek all of the medical attention you may require.

You will also need to focus on ensuring that you recover the full amount of compensation you are entitled to for your accident.