Who owns auto owners insurance company

United States. United Kingdom. Lucy Lazarony. Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. Our Verdict. Pros Very good rates compared to other top home insurance companies Low complaint level indicates good customer service Guaranteed replacement cost will pay whatever it takes to rebuild your house after a disaster. Compare Rates Compare rates from participating carriers in your area via Policygenius.

Our ratings take into account a product's benefits and coverage levels. All ratings are determined solely by our editorial team. Home insurance rates. Auto-Owners homeowners insurance includes the types of coverage you would find in a typical homeowners policy: Dwelling coverage pays to repair or replace your home and attached structures like a deck due to problems covered by your policy such as a fire. Other structures coverage pays to repair or replace detached structures on your property, such as a fence, shed or a garage.

Personal property coverage pays to repair or replace your personal belongings if they are stolen or damaged by a problem covered by your policy, such as water damage from a burst pipe.

Liability insurance pays for injuries and property damage to others. Additional living expenses coverage pays for expenses like restaurant meals, pet boarding and hotel bills if you cannot live in your home because of a problem covered by your policy. You can customize your home insurance with optional types of coverage, such as: Guaranteed home replacement cost if the cost of replacing your home exceeds your policy limits, this coverage pays the full cost to rebuild your house.

Specialized personal property coverage offers more coverage for personal items, such as misplaced or lost items, and defaced or stained items. Homeowners plus is a package of coverage types that pay for problems like appliance leaks and food spoilage from power outages.

Water backup of sewers or drains pays for damages to your home such as furniture, walls, floors and electrical systems if they are damaged due to a water backup. Ordinance or law coverage pays to get you up to code if local laws or ordinances require construction, demolition or repair of your property.

Equipment breakdown covers mechanical and electrical failures of equipment such as heating units, air conditioners, computers and major appliances. Auto-Owners Home Insurance Discounts Trimming your home insurance premium may be as simple as scooping up a discount or two. Here is a list of home insurance discounts from Auto-Owners: Multi-policy discount.

Protective devices discount. If you have devices such as smoke detectors, fire extinguishers and deadbolt locks in your home, you could qualify for a discount.

Automatic backup generator discount. If you have a backup generator, you may qualify for a discount. Water shut-off system discount. If you have a system that shuts off the water supply when a leak is detected, you may be eligible for a discount. Mortgage-free discount. Please ask us if you have any questions regarding any of these optional coverages and available auto insurance discounts. Auto-Owners Life Insurance is both competitive and extensive in its offerings.

Please consider asking an insurance producer at Ideal Insurance Agency for a quote. Auto Owners Insurance Company.

Rate data is provided by Quadrant Information Services. Everyone likes to save money, and Auto-Owners Insurance Group knows that. Auto-Owners offers a variety of discounts on its policies to help lower your premiums. You can take advantage of good driver discounts, multi-policy discounts, and more. If you choose comprehensive coverage, you can also change your deductible to see how it affects your rates.

Check out the full list below. Looking for more ways to personalize your insurance coverage with Auto-Owners? Auto-Owners offers additional insurance policies with options to customize your coverage to best fit your needs. Outside standard state minimums, comprehensive, and collision insurance, Auto-Insurance Insurance offers other add-ons. Rental car: This add-on coverage pays the cost of a rental car while your vehicle is being repaired from a car accident. Common loss deductible: If both your home and car are insured with Auto-Owners and you have a loss that involves damage to both your home and vehicle, Auto-Owners will reduce your auto deductible by the amount of the personal property deductible.

Road trouble assistance: If you locked your keys in your car or ran out of gas, this additional coverage will be there to help you. Water backup: This coverage protects your home and valuables in the case of water damage caused by drains and some pumps. Coverage for water backup is available with a wide range of limits to suit your needs.

Equipment breakdown: Covers electrical and mechanical failures from air conditioners and heating units to computers and major appliances. Homeowners Plus: This coverage is an add on to your policy that provides additional coverage for damage to your property caused by household appliance leaks, increased coverage limits for spoiled food from power failures and more.

Guaranteed Home Replacement Cost: This additional coverage provides full replacement of your home in the event that home is a total loss and your coverage limit is too low. Auto-Owners is based in Lansing, Michigan. Auto-Owners writes insurance in many states across the country and has more than 2. It's one of the largest insurance companies in the United States. If you're interested in a quote from Auto-Owners Mutual Insurance Company, make sure to ask an independent insurance agency in your area if they can run a quote.

Auto-Owners offers roadside assistance that you can add to your car insurance policy. The Roadside Assistance Services program is available 24 hours, 7 days a week to help you with many issues you may encounter on the road such as a dead battery, flat tire and so on.

Of course, coverage may be limited in some rural or otherwise difficult to reach areas. You can talk to agents about the specifics if you're going on a road trip or have other specific areas in mind.

To access roadside assistance, you can call Auto-Owners' toll free number. Roadside assistance is fulfilled by Quest Towing Services. Auto-Owners only uses independent agents. The company believes it provides a better experience for the consumer, who works with a local, independent insurance agent. Auto-Owners says its goal is to be the best provider of claim service in the insurance industry.

They work to pay all that they owe on a claim as quickly as they can. Auto-Owners has seven disaster teams around the country, ready to respond to policyholders if a catastrophic natural disaster or extreme weather hits. Customers can also use their accounts to manage their policies, make payments, and print insurance ID cards.

Auto-Owners Insurance Group sells car and motorcycle insurance in 26 states and homeowners and renters insurance in 25 states. See the state Auto-Owners Insurance Group sells in below and click the link to see how Auto-Owners Insurance Group compares to the other top companies in that state.

You can learn more about the company by reading Auto-Owners Insurance Group reviews. Or share your own experience with our community by writing a review of Auto-Owners Insurance Group. About agencies or agents Agencies or agents near me.

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